The Hiroshima University Student Health Insurance Association exists as a mutual aid system whereby all students on campus mutually help one another to provide relief and support to students who are financially troubled and unable to recover under the heavy burden of medical fees from an illness or injury sustained as an enrolled student.

(1) Members
Students at HU become members when they are admitted to the university. However, if students do not pay the set membership fees, they will be ineligible to receive medical payment benefits from the Association.
The Association is not affiliated with any other private insurance systems solicited on campus.

(2) Membership Fee
The membership fees can be found below, listed in order of time spent (time it takes to graduate) in each faculty (graduate school) [2,500 yen/year x years required for graduation].

Should you cease to be a member due to withdrawal from the university, etc, previously collected membership fees for the following years shall be returned on demand.

(3) Medical Benefits (details can be found in the Association Rules)
When receiving treatment at general medical institution, health insurance will cover 70% of the medical exam fee, and the student shall cover the remaining 30%. Medical Benefit Funds shall be calculated as 70% (rounding to the nearest 10 yen) of the total medical expenses paid per month minus 1,000 yen. However, should the amount of medical expenses be less than 1,000 yen, no benefits will be provided (refer to the Calculation Method **Calculation methods for medical fees as of April 2004 have changed).

The largest amount of benefit which students are eligible for is 50,000 yen, including dental (benefit limit for dental is 5,000 yen).
We will provide dental benefits, so please claim your visits.

Fill out the necessary portions of the Association Payment Transfer Form "Hiroshima University Student Health Insurance Association Enrollment Application Postal Transfer Form (2 blue-printed sheets, payment handling/payment and receipt in one) and then pay the fees equivalent to the number of years required for graduation at your local post office. Once the fees have been paid, the memmbership procedures will be complete.

For those who may be unsure as to their membership status, either check the Insurance Membership information on Momiji, or confirm your membership with the Person in Charge of Student Insurance in the Financial Support Group of the General Student Support Center or at your Student Support Office in your faculty or graduate school.

First, please check if you are enrolled in the system. Benefits shall not be paid to non-members. For those not enrolled, the enrollment period is in April every year, so please transfer the amount for the years until graduation (however, the enrollment period for students admitted in October is in October).

(1) Please claim your visit on a monthly basis (for example, if your examination was in April, please claim it in May).

(2) Claim Forms ("Medical Examination Remuneration Certificate/Medical Benefit Funds Claim Form") are available with the Person in Charge of Student Insurance in the Financial Support Group of the General Student Support Center or at your Student Support Office in your faculty or graduate school.

(3) Have the medical institution fill out the Medical Examination Remuneration Certificate, and fill out the Medical Benefit Funds Claim Form yourself, then...

Beginning in 2004, sophomore students and above became eligible for midway enrollment.
The enrollment period for students admitted in April is through April, for students admitted in October, through October. By paying 2,500 yen multiplied by the number of years left until graduation, students can enroll in the Association. Please ask the Person in Charge of Insurance in the General Student Support Center for payment forms necessary for enrollment.
Ex) A sophomore in the Faculty of Letters has 3 years remaining until graduation, thus their enrollment fees come to 7,500 yen.

- Note to all members of the Hiroshima University Student Health Insurance Association regarding payment dates

For those who submitted a Medical Benefit Funds Claim Form by February 15, 2008, the funds shall be paid on February 29, 2008. For those forms submitted after February 15, 2008, the funds will be paid on June 30, 2008 due to administrative processes, such as changing the system master.

Also, please be aware that the funds for examinations which take place in the new fiscal year after March 2008 shall be paid on July 31, 2008, so please do not close your accounts.

Please be aware that reception for Medical Benefit Certificates is held as needed, so be sure that your claim does not become overlooked.

- For students whose graduation in March is to be delayed - if you wish to continue your enrollment in the Health Insurance Association, and have had medical benefits paid, please make a payment of 2,500 yen times the number of years remaining until graduation by the end of April. We will provide you with the payment forms at the counter.

The Person in Charge of Student Insurance
The Hiroshima University General Student Support Center
Higashi-Hiroshima City, Kagamiyama 1-3-2
Japan 739-8511
Tel: 082-424-6166
Fax: 082-424-6159